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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A purchaser on a real estate contract has what interest in the subject property?

A) purchaser's interest
B) equitable interest
C) vendee's interest
D) fee simple interest

2. The MAIN purpose of insurance is to

A) alter risk.
B) retain risk.
C) transfer risk.
D) reduce risk.

3. Which of the following statements is true concerning an unrecorded deed?

A) it is not valid between the grantor and the grantee
B) it need not contain a legal description
C) it need not name the grantee
D) it does not give constructive notice of ownership

4. Karen has a life estate in the property. Upon her death, the property passes to

A) her heirs.
B) her spouse.
C) the remainderman.
D) the previous owner.

5. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

A) Record a certified copy of a probate court order of John's estate distributing the home to Kate.
B) Nothing is required.
C) Probate the estate of John.
D) Record in the county where the property is located a certified copy of John's death certificate.

Solutions: